Business Description
ISIN : US70439P1084
Share Class Description:
PAY: Class ATotal Employee Number:
1,340Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 42.76 | |||||
Equity-to-Asset | 0.85 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | 0.06 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Altman Z-Score | 27.48 | |||||
Beneish M-Score | -2.9 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 31.6 | |||||
3-Year EBITDA Growth Rate | 73.5 | |||||
3-Year EPS without NRI Growth Rate | 111.3 | |||||
3-Year Book Growth Rate | 11.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 26.77 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 18.76 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 25.75 | |||||
9-Day RSI | 38.56 | |||||
14-Day RSI | 46.38 | |||||
3-1 Month Momentum % | 45.17 | |||||
6-1 Month Momentum % | 39.35 | |||||
12-1 Month Momentum % | -12.41 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.89 | |||||
Quick Ratio | 4.89 | |||||
Cash Ratio | 3.73 | |||||
Days Sales Outstanding | 28.26 | |||||
Days Payable | 23.21 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.6 | |||||
Shareholder Yield % | 0.02 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 24.95 | |||||
Operating Margin % | 7.58 | |||||
Net Margin % | 6.24 | |||||
EBITDA Margin % | 10.46 | |||||
FCF Margin % | 8.92 | |||||
OCF Margin % | 11.73 | |||||
ROE % | 15.09 | |||||
ROA % | 12.68 | |||||
ROIC % | 29.55 | |||||
3-Year ROIIC % | -368.16 | |||||
ROC (Joel Greenblatt) % | 304.06 | |||||
ROCE % | 18.03 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 53.17 | |||||
Forward PE Ratio | 39.68 | |||||
PE Ratio without NRI | 42.28 | |||||
Price-to-Owner-Earnings | 47.4 | |||||
PEG Ratio | 1.12 | |||||
PS Ratio | 3.29 | |||||
PB Ratio | 7.21 | |||||
Price-to-Tangible-Book | 11.11 | |||||
Price-to-Free-Cash-Flow | 37.34 | |||||
Price-to-Operating-Cash-Flow | 28.48 | |||||
EV-to-EBIT | 39.29 | |||||
EV-to-EBITDA | 28.48 | |||||
EV-to-Revenue | 2.98 | |||||
EV-to-FCF | 33.37 | |||||
Price-to-GF-Value | 0.86 | |||||
Price-to-Projected-FCF | 4.14 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.69 | |||||
Price-to-Graham-Number | 4.56 | |||||
| Price-to-Net-Current-Asset-Value | 11.54 | |||||
| Price-to-Net-Cash | 16.63 | |||||
Earnings Yield (Greenblatt) % | 2.55 | |||||
FCF Yield % | 2.75 | |||||
Forward Rate of Return (Yacktman) % | 20.96 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
Paymentus Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,360.372 | ||
| EPS (TTM) ($) | 0.66 | ||
| Beta | 0.3366 | ||
| 3-Year Sharpe Ratio | 0.78 | ||
| 3-Year Sortino Ratio | 1.77 | ||
| Volatility % | 61.36 | ||
| 14-Day RSI | 46.38 | ||
| 14-Day ATR ($) | 2.016202 | ||
| 20-Day SMA ($) | 39.509 | ||
| 12-1 Month Momentum % | -12.41 | ||
| 52-Week Range ($) | 20.11 - 45.31 | ||
| Shares Outstanding (Mil) | 125.94 |
Piotroski F-Score Details
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Paymentus Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Paymentus Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-24 | In 176 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-23 17:00 | In 176 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-23 | In 175 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-03 17:00 | In 64 days | ||
| Third quarter earnings results for 2026 | 2026-11-03 | In 63 days | ||
| Guidance call for 2026 | 2026-09-10 18:45 | In 10 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-03 17:00 | 34.10 (+0.06%) | ||
| Second quarter earnings results for 2026 | 2026-08-03 | 34.10 (+0.06%) | ||
| General meeting for 2026 | 2026-06-05 13:00 | 21.17 (-1.40%) | ||
| Baird Global Consumer, Technology & Services Conference | 2026-06-02 | 24.26 (+2.23%) |
Paymentus Holdings Inc Frequently Asked Questions
Guru Commentaries on NYSE:PAY
Paymentus (PAY) has demonstrated strong growth metrics, with revenue per share increasing by 85% and free cash flow per share rising by 204% over the past three years. Despite a slight decline in share price of 7% over the past year, the company serves essential markets such as local municipalities and utilities, enhancing the bill-payment process through versatile software solutions. This software not only improves payment conversion rates but also reduces operational costs and increases customer satisfaction. With robust adoption momentum and expected continued growth in free cash flow per share at over 20% annually, we anticipate an annualized return of approximately 23% in the medium term.
Paymentus is listed in the portfolio exposure and composition section, indicating its presence in the fund's holdings. However, there is no explicit argument or directional language provided regarding its future performance or investment potential.
After a +40% August, Paymentus fell -22% in September and we used the selloff to increase our exposure to a 6% position, adding about +150 bps. The stock goes through a predictable rise-and-fall pattern whenever Accel-KKR distributes shares to its underlying GPs and LPs. This significant new supply has entered the market and has kept the stock in a rather tight trading range since late 2024. This is technical selling pressure that may continue for a few more quarters and while I hesitate to trade the chart too actively, we may use the technical selling pressure to top up our position opportunistically.
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